Requires Insurers to Pay Fair Rates

Virginia · HB763 · Introduced Jan 13, 2026

Why it matters

Mental health providers in the network could be paid at least the Medicare rate, which may affect what patients pay out of pocket and whether providers accept insurance.

What it does

  • Requires health insurers to pay in-network mental health providers at least 100 percent of the Medicare rate
  • Applies to covered mental health services and outpatient treatment
  • Medicare rate counts location, provider type, and site-of-service adjustments

Status

Latest action (2026-07-21): Continued from last session

About this bill

Would require health insurers to pay in-network providers at least the Medicare rate for mental health and outpatient treatment. Insurers and providers would still negotiate the rates above that minimum.

AI draft

Perspectives

💬 The case for

Mental health provider groups would likely say insurers pay too little for care. They say a Medicare floor would help more providers take insurance.

💬 The case against

Some insurers would likely say the rule raises their costs. They may also say it limits how they negotiate rates with providers.

Sponsored by

Sponsor details for this state bill are at the source link.

News

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